Getting Help -  In the third step, we carefully review your application to identify any issues that might affect your chances of getting approved for the loan, such as credit problems, tax liens, or student loan issues. If your loan is denied, we’ll guide you on the best steps to take to improve your chances. Often, credit experts can help you address minor derogatory items on your credit report, allowing you to move forward to step #4.

House Shopping -  Once you’re ready, I or one of our real estate experts will work exclusively with you to tour homes that match your preferences. This is where the process becomes exciting and enjoyable for you and your family.

Making an Offer - At this stage, you’ll make an offer on the home you’ve chosen. As your real estate agent, I’ll guide you through the process, ensuring the offer is structured with the right contingencies to protect your best interests.

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Contract Accepted - We’ll assist you in working with the lender to complete all the necessary paperwork, ensuring the funding process is smooth. Then, it’s off to the closing table for the final signatures!

The Closing - This is the moment you've been waiting for—getting the keys and celebrating the start of your new life in your new home!

Mortgage Pre-Qualification - The first step is to find out if you're eligible for a no money down loan by completing the form below.

Mortgage Pre-Approval - The second step is  to obtain your actual credit score and credit history as reported by Trans Union™, Experian™ and Equifax™

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FINALLY A HOMEOWNER!

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ATTENTION:  FIRST TIME HOME BUYERS 

Introducing the No-Down Payment Loan Program for First-Time Homebuyers!

Now, first-time homebuyers can purchase a new home with zero money down, financing their property with a secure 30-year fixed-rate loan. This opportunity is exclusively available for first-time buyers! If you’re currently renting, don’t miss out on this incredible home purchase loan program!

For example, one of our loan programs offers up to 97% loan-to-value (LTV) on the first mortgage and includes a second mortgage (interest-only) to cover closing costs, prepaid expenses, or down payment assistance. This can be increased up to 4% of the appraised value.

Contact me today to learn more about the latest loan programs available and how you can benefit from this opportunity!

​WHAT ARE YOU WAITING FOR?

Are you ready to take the 7 STEPS...

With our FREE CONSULTATION!!!

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  If you're a homebuyer planning to buy within the next 12 months, this is the guide you’ve been waiting for. 

"Maximize Your Chances: A Step-by-Step Guide to Securing a 0% Down Mortgage Loan" 

Is your essential roadmap to turning your dream of homeownership into a reality—without the burden of a down payment. 

Whether you're struggling to save or worried about qualifying, this guide provides insider tips, expert advice, and actionable steps to help you secure the financing you need. 

Don’t let the down payment hold you back—sign up now and get one step closer to owning your dream home!  

DOWNLOAD GUIDE

"No, I'm not ready yet..."

DOWNLOAD YOUR GUIDE

This Is the Sign You’ve Been Waiting For!

Let Me Help You Get Started...

It takes effort and self-discipline to buy a house...but only HEARTS can build a HOME

If you're serious about owning a home, I’m the one who will make it happen. 

Down payment issues? No problem. 

Follow my lead, and I’ll guide you through the process, ensuring you get the help you need to make it possible.

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*The availability of 0% down payment options is subject to change and depends on various local, county, state, and federal grant programs, which are updated frequently. Qualification is based on factors such as creditworthiness, loan-to-value (LTV), occupancy, and loan purpose. All loans are subject to credit approval, and actual terms, including interest rates, may vary. Please note that 0% down payment loans often come with higher interest rates. Final details regarding your down payment will be provided by your lender and may differ depending on eligibility and current market conditions. Contact me for more information.

Disclaimer: This real estate company does not offer legal advice. The information provided is for informational purposes to help homeowners understand their options based on state laws.

FERNANDO HERBOSO

(240) 426 5754

Managing Broker and Team Leader for Maxus Realty Group 

www.maxusrealtyleads.com

"If you're ready to buy a home, here’s your next step…"

Download my free eBook, where I outline the top sources of down payment assistance in our area. 

This will also give us the opportunity to connect for an initial interview, so we can align my services with your specific needs. 

Together, we’ll find the best path to your dream home. 

This is the way forward—are you ready?