Interested in Our RENT TO OWN  Program?

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Do you want more information? Please fill out the form and we will be in contact with you to explain in more detail how our program works.​

We Look Forward to Helping You Become a Homeowner Very Soon 

Eligibility Requirements for Rent-to-Own Programs

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When looking into rent to own properties or lease option homes, knowing the rules is key. These programs have rules to make sure you can handle homeownership financially.

Your credit score is a big part of getting in. Most programs want a score between 620-680. This shows you're good with money.

Rent to buy houses also look at your income. They check if you have enough money coming in. This includes your job, how much you make, and your debts.

How much you can put down is important too. You might need to pay 3% to 10% of the home's price upfront. This shows you're serious and helps you own more of the home later.

Rent To Own An Option For Aspiring Homeowners

Rent-to-own could be your bridge to homeownership, but what if you’re closer to buying than you ever imagined? Many who thought they couldn’t buy a home are living in theirs today. 

Let us help you discover the path—whether it’s rent-to-own or an immediate purchase, your dream home could be within reach sooner than you think. 

Don’t let another day of renting slip by when you could be stepping into your future.

Your Dream of Owning a Home Isn’t as Far Away as You Think.

If owning a home is your dream, rent-to-own could be the bridge to get there. 

What if you could buy now? 

Let's look at both paths and find the right one for your future. Your dream of owning a home isn't far away. 

Even if you don't have the credit or down payment now, there are options to help you achieve it faster. 

Rent-to-own properties offer a unique chance for aspiring homeowners to start on the path to homeownership with a flexible leasing arrangement.

Understanding the Rent-to-Own Process

Rent-to-own, also known as lease-to-own or rent-to-buy, is a way to rent a property with the chance to buy it later. It helps people who may not get a traditional mortgage yet. But, it's key to know the good and bad parts before you start.

What is Rent-to-Own?

A rent-to-own deal lets you lease a property with the option to buy it later. You can pick a time frame, usually one to five years, to buy it. Each month, part of your rent goes towards the price, called "rent credits." This can help you save money and move towards owning a home faster.

Advantages and Disadvantages of Rent-to-Own

Rent-to-own has its perks, like trying out a property, building equity, and improving your credit score. But, there are downsides too. These include paying more each month, losing rent credits if you cancel, and possibly being stuck with a property that doesn't go up in value.

Here Are 3 Ways I Can Help You Get There Faster:

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#1 Boost Your Credit Now: Instead of waiting for rent payments to build your credit, I’ll guide you through proven strategies to raise your score quickly, so you can qualify for a mortgage sooner.

#2 Save for a Down Payment: We’ll explore grants, programs, and benefits that can help reduce your down payment requirements, so you don’t have to wait for rent credits to add up.

#3 Move from Renting to Owning: You might not need to settle for a rent-to-own option—let’s see if you can qualify for full homeownership today.

TO SEE AVAILABLE LOCAL RENT-TO-OWN HOMES ENTER YOUR INFORMATION BELOW TO GET STARTED  

  • Rent-to-own is a flexible leasing arrangement that can help aspiring homeowners achieve their dream of homeownership.
  • Even if you don't have the credit or down payment required for a traditional mortgage, rent-to-own can be a viable option.
  • Lease option homes allow you to rent a property with the option to purchase it at a later date, often with a portion of your rent applied towards the down payment.
  • Rent to buy houses and lease purchase real estate provide an opportunity to build equity and transition into homeownership through a rent with ownership opportunity.
  • Understanding the pros and cons of rent-to-own is important to determining if it's the right path for your financial situation and long-term goals.

"Rent-to-own programs can be a valuable stepping stone for aspiring homeowners, but it's essential to carefully review the eligibility criteria and ensure it aligns with your financial goals."

Finding Your Perfect Rent-to-Own Property Starts Here

Finding the right rent-to-own home can feel like an exciting yet overwhelming challenge—but it doesn’t have to be. As your trusted source, I’ve curated a list of rent-to-own properties tailored to fit your needs, making your journey to homeownership easier and stress-free.

Skip the endless online searches and let me do the heavy lifting for you. By signing up through this funnel, you’ll gain access to exclusive rent-to-own homes that aren’t always publicly available. 

I’m not just offering a generic list; I’m providing personalized options that fit your budget, your lifestyle, and your goals.

With my expertise in the local market, I can find properties that match your needs—whether they’re hidden gems or homes not widely advertised. I’ll guide you through the process from start to finish, negotiating the best terms and making your transition from renter to homeowner as seamless as possible.

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Rent to Own Properties: A Stepping Stone to Homeownership

Rent-to-own properties can be a great first step for those dreaming of owning a home but aren't ready yet. This option lets you try out homeownership while working towards owning a property. It's perfect for those who need time to improve their credit or save for a down payment.

Choosing a rent to own property is a big step towards becoming a homeowner. It lets you live in a house or apartment and slowly build equity. You'll sign a lease with the option to buy the property at a set price later.

Lease option homes offer a lot of flexibility. They help people with bad credit or little savings get a property and improve their finances. During the lease, part of your rent goes towards the down payment, making buying a home easier.

But, rent to buy houses also have downsides. They might cost more than a regular mortgage, and buying the property isn't guaranteed. It's important to carefully look over and negotiate the lease to make it work for you.

Rent-to-own properties are a great way for those wanting to own a home but need more time. 

This option lets you get experience, improve your credit, and save for a down payment. All while moving closer to your dream of owning a home.

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Key Terms to Understand

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When you're talking about a lease-to-own contract, focus on these main points:

  • Lease duration: This is how long you rent before you can buy the home.
  • Option to purchase price: This is the set price you can use to buy the home at lease end.
  • Rent credit program: This is the part of your rent that goes towards the down payment when you buy the home.

These parts can really change how much the rent-to-own deal costs and if it works for you. So, make sure to look over and talk about these parts to match your money goals and timeline.

Why Wait? Your Path to Homeownership Could Start Sooner Than You Think

Rent-to-own can seem like the perfect stepping stone, but what if I told you that you might already be closer to buying your own home than you think? 

While rent-to-own agreements can help you build your credit and save for a down payment, there’s another option: 

Let me help you explore if you can qualify to buy a home right now, without waiting.

During a rent-to-own lease, you’re focused on making payments, boosting your credit score, and setting aside money for a down payment. But why spend more time renting when you could be moving directly into homeownership? 

I’ll review your current situation, and together we’ll see if we can make buying a home today a reality.

Now, You Have Two Paths to Your Dream Home: Choose What’s Best for You

OPTION #1

Call Me Today

Let’s See if You Can Buy a Home Sooner Than You Think

Why wait? Let’s figure out if you can qualify to buy a home right now. 

Many people think they need to wait, but with my expertise, we might find that you’re ready to move forward sooner than you ever imagined. 

And even if you’re not quite there yet, I’ll create a customized action plan just for you—whether that means a rent option contract to hold your dream home while you prepare or direct negotiation with a seller for a rent-to-own deal that benefits you.

When you choose this option, you’re taking control of your future. I’ll help you cut through the confusion, streamline the process, and put you on the fastest track possible to owning your home. 

Why spend more time renting when you could be making the leap into homeownership?

Call Me Now At: 240-426-5754

and let’s explore the possibilities together.

If you’re not quite ready to dive into homeownership just yet, that’s okay! 

Simply request our latest list of rent-to-own properties, and we’ll send it over quickly for your review. 

When you’re ready to take the next step, we’ll work through Option #1 to get you prepped and qualified to buy a home, if it’s the right time.

OPTION #2

Request Your Rent-to-Own Property List

Whatever path you choose, we’ll guide you every step of the way. Don’t wait—your dream home is closer than you think!

Call Me Now At: 240-426-5754

Rent-to-own can be a good choice for those aiming for homeownership. But, make sure to look at the details and check if it fits your financial plans.

Knowing these rules helps you see if rent to own properties or lease option homes fit your money situation. This way, you can make a smart choice and get ready for owning a home.

Rent-to-Own & Homeownership Success Stories

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Many people have turned to rent-to-own properties as a stepping stone, while others found out they were ready to buy sooner than they thought. 

These stories highlight how both paths can lead to the dream of owning a home.

Alex and Mia Harris had been renting for years, feeling stuck in their financial situation. They thought rent-to-own would be the best way forward. But after a call, they realized they could qualify for a home loan immediately. With my guidance, they secured a mortgage and bought their first home within months.

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"We thought we’d have to rent for years before buying, but you showed us that we were closer than we thought. He helped us find a home we could afford and walked us through every step of the process."

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Mark and Jennifer Anderson always dreamed of owning a home but struggled with saving for a down payment. A rent-to-own agreement allowed them to move into a home they loved while building equity each month. With part of their rent going towards the purchase price, they were able to buy the home in just a few years.

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"The rent-to-own program was perfect for us. It gave us time to save and improve our finances while locking in a great home. We wouldn’t have been able to own without it."

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These stories show how both rent-to-own and direct purchasing can help people overcome financial hurdles and achieve homeownership. Whether you’re ready to buy now or need a little more time, both paths can lead to the security and stability of owning a home.

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Disclaimer: This real estate company does not offer legal advice. The information provided is for informational purposes to help homeowners understand their options based on state laws.

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FERNANDO HERBOSO

(240) 426 5754

Realtor | Manager Broker of Samson Properties